Child Tax Benefit Worksheet

Published by Lindsay Fothergill B.A., CFP® on Feb 13, 2018

Estimate your child tax benefit with the following worksheet Step 1 Months 2017 Basic Benefit Total Basic Benefit Number of children and months children are under 6   X $6,400.00/12   Number of children... Continue reading

How to increase your Child Tax Benefit with an RRSP Contribution

Published by Lindsay Fothergill B.A., CFP® on Feb 12, 2018

RRSPs can be valuable deductions at tax time. The 2017 tax deduction deadline is March 1, 2018. The Canada Child Tax Benefit is recalculated every July based on your Adjusted Family Net Income (AFNI) ... Continue reading

March 1st is the contribution deadline for 2017 RRSPs

Published by Lindsay Fothergill B.A., CFP® on Feb 12, 2018

Registered Retirement Savings Plans (RRSP) were developed in 1957 as an amendment to the Income Tax Act. It was introduced as a way for individuals to save for future retirement income, similar to members... Continue reading

5 RESP Tips to Not Get Duped

Published by Lindsay Fothergill B.A., CFP® on Oct 12, 2017

Not all RESP providers are created equal. In the 10 years I’ve spent at Brittain Group Financial Services I have had several clients come to me after saving for their child’s education. They had utilized... Continue reading

6 Additional Costs That Come with Home Ownership

Published by Lindsay Fothergill B.A., CFP on Jun 19, 2017

    When it comes to home ownership, there’s a lot to wrap your head around. But, understanding basic financial concepts can pay off big time in the long run in the form of savings.   When you’re looking... Continue reading

Summer 2016 Market Update

Published by Lindsay Fothergill B.A., CFP on Jul 19, 2016

Although global capital markets experienced significant volatility in the second quarter of 2016, results for the end of the period showed modest improvement for most asset classes.   Markets were rattled... Continue reading

5 Reasons to use Term Life Insurance as Mortgage Protection

Published by Lindsay Fothergill B.A., CFP on Feb 26, 2016

Have you recently looked at how much you’re paying for mortgage insurance? Here are 5 reasons why you should review it:   The thought of having your mortgage paid off if something happens to you is very... Continue reading

Last Chance for First 60-day RRSP Contributions

Published by Lindsay Fothergill on Feb 24, 2016

A gentle reminder RRSP contribution deadline is Monday February 29th!   February is here and many investors are scrambling to make their yearly RRSP contributions so they can benefit from the last-minute... Continue reading

The Difference between Investment Registration and Investment Vehicles

Published by Lindsay Fothergill B.A. CFP on Sep 09, 2015

    It is common for investors to misunderstand the difference between investment registration and investment vehicles. A problem that likely stems from the abundance of financial jargon in our industry.... Continue reading

Tips for Returning Back to Work

Published by Lindsay Fothergill B.A. CFP® on Jul 14, 2015

From maternity or parental leave     1. Plan who will take care of the baby as early as possible. Whether a family member, private or registered care provider. Space is limited with most registered daycares... Continue reading